Last Updated: August 5, 2025

1. Introduction

At WamuIns, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

2.1 Personal Information

We collect information that you provide directly to us when you:

  • Apply for an insurance policy
  • Create an account on our website
  • Request a quote or information
  • File a claim
  • Contact customer support
  • Subscribe to our newsletter

This information may include:

  • Name, address, email, and phone number
  • Date of birth and Social Security number
  • Property information and ownership details
  • Payment and financial information
  • Claims history and loss information

2.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing behavior, including:

  • IP address and device identifiers
  • Browser type and operating system
  • Pages viewed and time spent on our website
  • Referring website and search terms
  • Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect for the following purposes:

  • Processing and underwriting insurance applications
  • Issuing and administering insurance policies
  • Processing claims and providing customer support
  • Detecting and preventing fraud
  • Complying with legal and regulatory requirements
  • Improving our website and services
  • Sending policy updates and important notifications
  • Conducting research and analytics

4. Information Sharing and Disclosure

We Do Not Sell Your Information

Your privacy is our priority. WamuIns does not sell, rent, or trade your personal information to third parties for their marketing purposes.

We may share your information in the following circumstances:

4.1 Service Providers

We share information with trusted third-party service providers who assist us in operating our business, such as payment processors, claims adjusters, and IT service providers.

4.2 Legal Requirements

We may disclose information when required by law, court order, or government regulation, or to protect our rights and property.

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

4.4 With Your Consent

We may share information for other purposes with your explicit consent.

5. Data Security

We implement industry-standard security measures to protect your personal information, including:

  • Encryption of sensitive data in transit and at rest
  • Secure servers and firewalls
  • Regular security assessments and audits
  • Employee training on data protection
  • Access controls and authentication measures

6. Your Privacy Rights

You have the following rights regarding your personal information:

  • Access and review your information
  • Request corrections to inaccurate data
  • Request deletion of your information (subject to legal requirements)
  • Opt-out of marketing communications
  • Object to certain data processing activities

To exercise these rights, please contact us at [email protected] or +1 (505) 546-5276.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience, analyze website traffic, and personalize content. You can control cookie preferences through your browser settings.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites and encourage you to review their privacy policies.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Material changes will be communicated through our website or via email. The "Last Updated" date at the top of this policy indicates when it was last revised.

11. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and the right to request deletion of personal information.

12. International Users

If you are accessing our services from outside the United States, please be aware that your information may be transferred to and processed in the United States, where data protection laws may differ.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

  • Email: [email protected]
  • Phone: +1 (505) 546-5276
  • Address: 4801 Lang Ave NE, Albuquerque, NM 87109

By using WamuIns services, you acknowledge that you have read and understood this Privacy Policy and agree to the collection, use, and disclosure of your information as described herein.